Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Insurance Needs Assessment: When You're Young and Single Even if you’re young and single, you should still consider protecting yourself. Spotting Credit Trouble The wise use of credit is a critical skill. These 10 questions will help you assess your skill level. What’s Your Financial Planning Sign Discover your financial planning sign.